Everything you need to run your money.
ElevatePay replaces a drawer full of finance apps with one secure account that holds three currencies.
Transfers that just work
Send money instantly, any time of day, with zero transfer fees.
Bank transfers
Pay any Nigerian bank account in seconds.
Convert currencies
Move between naira, dollars and rand at a rate you see first.
Saved recipients
One-tap repeat payments to people you pay often.
Virtual cards
Shop online and pay subscriptions with cards you control. Naira and dollar cards in Nigeria, dollar cards in South Africa.
Instant issuance
Create a card in seconds — no plastic, no wait.
Freeze & unfreeze
Pause a card any time for total control.
Global merchants
Works wherever Visa is accepted online.
Every bill, one balance
Top up and pay Nigerian utilities straight from your naira balance.
Airtime & data
All networks, instant top-ups.
Electricity
Prepaid & postpaid tokens delivered instantly.
Cable TV
DStv, GOtv, Startimes and more.
Internet
Renew your home and office subscriptions.
Top up with crypto
Deposit crypto and it lands in your dollar balance — ready to convert or spend.
USDT & USDC
Pegged to the dollar, so they credit one-for-one within minutes.
Bitcoin & Ethereum
Credited after network confirmations, at the live market rate.
Confirmation counter
Watch it arrive — we never credit before it is final.
Protected at every layer.
Encrypted by default
Sensitive data is envelope-encrypted at rest.
PIN on every payment
A 6-digit PIN authorises each transfer, swap and card action.
Two-factor auth
Add an authenticator code for every sensitive action.
Tiered verification
BVN and NIN in Nigeria, SA ID and proof of address in South Africa.
Your money, leveled up.
Open an account in minutes and hold naira, dollars and rand side by side. Nothing to install — it runs in your browser.
Free to open · No card required · Works in any browser
